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does a closing disclosure mean im approved

Clear to Close Issued. When your loan officer calls to say your loan is Clear to Close (CTC) that means the underwriter has approved all documentation necessary for the title company to schedule the closing and start drafting the Closing Disclosure. But it isn’t a guarantee your loan will close.

does a closing disclosure mean im approved | How2buyreo – – [PA] [dumb question] Initial closing disclosure – does that mean the mortgage is fully approved?. and now we received the initial closing disclosure in the mail.. Not an approval, but it is a commitment to charge exactly that amount or less for fees and closing costs..

How do you know if your loan is clear to close? (disclosures. – If you have a closing date, does that mean you are clear to close? We have had one since the contract began on a home we are set to close on June 4.next week, but no clear to close was ever sent to out to me by word of our LO and I need to know.

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Clear to Close: What Does it Mean and How Long Does it Take? – Approving the Closing Disclosure. The closing disclosure (typically called a "CD" by your lender) is a document that states all of the closing costs for the buyer as well as the seller, and it is a huge part of the clear to close process. Once the CD is approved, the closing costs are finalized and a specific closing date is set.

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