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Fha 203k Loans For Dummies – Homestead Realty – FHA stands for the federal housing administration, a Government agency created in 1934 by HUD, the U.S. Department of Housing and Urban Development to increase homeownership in America.The FHA insures loans offered by private lenders, and do not offer mortgage loans directly. The FHA 203k loan is a "home construction" loan available in all 50 states.
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· Loan Details. 203k loans can be either fixed-rate or variable rate loans with repayment up to 30 years. Down payment: With the 203k loan, like other FHA loans, you can pay as little as 3.5 percent up front. But there are good reasons for making a larger down payment whenever you can.
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Fha 203k Loans For Dummies – Homestead Realty – contents loan: fha construction loan Projects. fha construction Families affordable home-ownership Joined mortgage master House loan calculator In general, an FHA 203(k) loan allows you to wrap your renovation costs into your mortgage-that’s just one loan and one closing.