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Good Faith Estimate Calculator

This is an article which discusses and displays the new and old versions of the Good Faith Estimate of Closing Costs. This is a document lenders are required to present to borrowers within three (3) days of placing a mortgage application for a home purchase or refinance.

The government has come up with rules that lenders must follow when it comes time to reveal estimated closing costs to people who are shopping for a mortgage. The government-mandated closing costs form is called a Loan Estimate (formerly known as a Good Faith Estimate). When you look at a Loan Estimate, you’ll see a break-down of closing costs.

A good faith estimate (gfe) was a form used by lenders given to mortgage applicants once they applied for a new home loan. The form provided a loan estimate that included a breakdown of the mortgage payments due and the charges associated with the loan.

Within three days of applying for a home purchase loan, the lender must send you a Loan Estimate Form, which provides a detailed line-item breakdown of fees, cash needed to close, rate, terms, and costs over the life of the loan. The lender must also obtain your intent to proceed before it can move forward.

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An approximation of the final figure can be found on the Good Faith Estimate, or GFE, a three-page government-mandated form mortgage brokers and lenders are required to give prospective borrowers.

Download this Good Faith Estimate of closing costs form, or GFE.

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