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Home Equity: If you already own a house and have equity, you could use a second mortgage, home equity line of credit, or home equity loan to finance all or part of your land purchase. summary financing a land purchase may be more complicated than the traditional home mortgage process, but you shouldn’t feel discouraged.
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A Guide to Commercial Real Estate Loans – Perhaps the most common SBA mortgage is the 7(a) Loan. This can fund any stage of the commercial real estate process, from land purchase to construction to renovation. 7(a) loans can range as high as.
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· Some borrowers already own land and don’t want to purchase more. VA rules state, "Loans may also be guaranteed for the construction of a residence on land already owned by the veteran (a portion of the loan may be used to refinance a purchase money mortgage or sales contract for the purchase of the land, subject to reasonable value requirements)."
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